2596 Mary Fox Dr
Gulf Breeze, FL 32563
4 beds · 3 baths · 2,729 sqft
$799,999
Get prequalified2596 Mary Fox Dr
Gulf Breeze, FL 32563
4 beds · 3 baths · 2,729 sqft
$799,999
Get prequalifiedImpeccably maintained and effortlessly modern, this Grand Pointe pool home is set among mature trees on an oversized lot, offering a seamless blend of contemporary and classic coastal design. Located just minutes from top hospitals, highly rated schools, and the best of Gulf Breeze, this home is tucked away on a quiet cul-de-sac in one of the area's most desirable neighborhoods. Inside, a wide-open floor plan showcases gorgeous Travertine tile flooring, soaring 12’+ ceilings, recessed lighting, a gas fireplace with custom-built-in storage, and crisp interior paint—establishing a clean, modern tone that carries throughout. The formal dining room features arched windows that frame the beautifully landscaped front yard, making it ideal for hosting intimate gatherings. The heart of the home is the spacious eat-in kitchen, which includes a generous dining area, top-of-the-line stainless appliances, granite countertops, and honey oak shaker-style cabinetry. The oversized island offers abundant prep space, storage, and a built-in wine refrigerator—perfect for casual family meals or entertaining guests. The primary bedroom is a private retreat with elegant tray ceilings and a spa-like ensuite bath appointed with a double vanity, expansive walk-in shower, and jetted soaking tub. The additional main-floor bedrooms are equally impressive, connected by a beautifully finished Jack-and-Jill bathroom in a chic coastal palette. Each bedroom is thoughtfully positioned for privacy and flexibility. A versatile multi-purpose office offers endless possibilities—ideal for a playroom, den, guest suite, or fitness area. A true extension of the interior, the covered porch features an inviting outdoor lounge and dining space overlooking the stunning gunite pool, creating the perfect backdrop for year-round relaxation or entertaining. Completing the home is an oversized three-car garage—an outdoor enthusiast’s dream with ample room for storage, tools, and adventure gear.
Source: PENSACOLA #665415
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.