Welcome to this exceptional Bolero model home offering serene conservation views and a private Casita—perfect as a guest retreat, home office, or hobby haven. Enter through a beautifully screened courtyard that provides an inviting and tranquil outdoor living space, setting the tone for the comfort and elegance found within. Step through the leaded glass entry door into a bright foyer that opens to a spacious, sun-filled floor plan with stunning natural views as your backdrop. This home has upgrades at every turn, including a new roof and gutters (2022), upgraded laminate and tile flooring, and beautiful crown molding throughout—showcasing timeless style and attention to detail. The chef-inspired kitchen is a true centerpiece, boasting 42" cabinetry, granite countertops, a center island, upgraded stainless-steel appliances, recessed lighting, and a double sink—ideal for cooking and entertaining in style. The expansive primary suite is a private retreat featuring a versatile sitting area perfect for a reading nook or office. The spa-like primary bathroom has been luxuriously upgraded with a large tiled walk-in shower, granite counters, upgraded lighting, and spacious his-and-hers walk-in closets with custom California-style built-ins. Designed for gathering, the formal dining room, living room, and Florida room flow seamlessly for effortless entertaining. The guest bedroom in the main home also features upgraded laminate flooring and refined finishes, providing comfort and style for visitors. Step outside to a large extended screened lanai and enjoy peaceful conservation views surrounded by beautifully upgraded landscaping and custom curbing. Additional enhancements include top-of-the-line lighting and ceiling fans, fresh interior paint, and NO CARPET throughout the home. This remarkable residence combines luxury, comfort, and privacy in one of Solivita’s most desirable settings—ready for you to move in and enjoy the Florida lifestyle at its finest. Solivita is an award winning 55+ community featuring over 4200 acres of wetlands, parks and lakes, 150,000 sq ft of state of the art amenities and work out facilities, 14 heated swimming pools, 2 heated spas, 2 dog parks, tennis courts, pickleball courts, shuffleboard, bocce ball, billiards room, art gallery, community garden, 3 restaurants and 2 championship 18-hole golf courses. The large ball room hosts almost nightly events and the more than 200 clubs will ensure that you can find something fun to do! Join the travel club, the pizza club, the Disney club or do nothing at all while you sit peacefully in one of the many quiet park settings. Voted one of the top 6 communities in America, Solivita is close to the theme parks and all the wonderful adventures that Central Florida has to offer. Solivita is a little piece of paradise. Call us today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
