Welcome home to this fabulous COMPLETELY RENOVATED three bedroom, two bath corner lot pool home, complete with BOAT / RV PARKING with a double gate entry. This home is a MUST SEE, with vaulted ceilings and an open floor plan, featuring living room, family room, dining room, and eat-in kitchen, perfect for family get-togethers and entertaining! The kitchen truly is the heart of this home with its open design, large island with breakfast bar seating, real wood cabinetry, quartz countertops, black stainless-steel appliances, large stainless-steel sink, and pantry closet. The master suite is tucked away at the back of the home and offers a stunning upgraded en suite bathroom with tall, real wood cabinets, quartz countertops, a large walk-in closet, water closet, and private access to the pool. In this split plan design, you'll find the other two bedrooms and second bathroom on the opposite side of the home, offering plenty of privacy. Enjoy your morning coffee on your North-facing front porch and sip your evening wine while sitting by the pool under a large covered and screened in porch. THIS ENTIRE HOME HAS BEEN COMPLETELY UPDATED / RENOVATED since 2018, including: NEW ROOF, NEW HVAC, NEW GARAGE DOOR OPENER, NEW WATER HEATER, NEW VINYL FENCE, NEW INTERIOR AND EXTERIOR PAINT, NEW LVP FLOORING, NEW POOL PUMP, NEW POOL SCREEN AND GUTTERS, ALL NEW APPLIANCES, and NEW GARBAGE DISPOSAL. All the big stuff has already been done for you, yet the seller is still offering a HOME WARRANTY for extra peace of mind! And to top it off, it has a 3.25% VA ASSUMABLE LOAN!! It just doesn’t get any better than that! Make this incredible home YOURS today - just move in, grab your bathing suit, and enjoy an easy Florida lifestyle, whether you're golfing or playing tennis at Buckhorn, hanging out at the clubhouse lounge, floating in your private pool, or hosting a poolside cookout. You'll love the peace and privacy of this remarkable home! Located in coveted Original Buckhorn Estates with TOP-RATED SCHOOLS and perhaps the VERY BEST GOLF COURSE in all of Hillsborough County, close to great shopping, dining, gyms, library, and various other nearby conveniences. Quiet and tucked away, yet just a quick commute to I-75, Selmon's Expressway, I-4, Downtown Tampa, MacDill AFB, and Brandon Towncenter Mall. Schedule your private showing today.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
