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$119,000
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25468 Woodland Park Cir, Courtland, VA 23837

3 beds · 1 baths · 960 sqft

PRICE ADJUSTMENT ! Charming Brick Ranch Home with Modern Conveniences Step into timeless appeal with this delightful brick ranch featuring an attached carport that offers secure, convenient parking. The spacious living room is a showstopper, boasting hardwood floors, a generous picture window that invites abundant natural light, and a handy coat closet for added functionality. At the heart of the home, the inviting kitchen blends classic style with everyday practicality. Enjoy the warmth of knotty pine real wood cabinets, seamlessly complemented by a cozy dining space. Built-in appliances—including an oven, stove, and washer hookup—make meal prep and daily living a breeze. This home offers three comfortable bedrooms, each enhanced by authentic wood closet doors and hardwood flooring that add warmth and character. The well-appointed bathroom features tasteful partial tile accents alongside a versatile tub-shower combination, creating a relaxing retreat for unwinding at the end of the day. Outside, a welcoming front porch sets the tone for charming curb appeal, while a sprawling backyard provides limitless opportunities for gardening, entertaining, or simply enjoying some outdoor peace. Discover a perfect blend of classic charm and modern convenience in this beautiful brick ranch—where every detail is designed to enrich your lifestyle. Would you be interested in exploring further ideas on staging tips or creative landscaping options to complement this home's natural appeal?

Estimated
Seller's interest rate
4.67%
7%
Estimated
Monthly payment

$193
$210
You may also save up to $5,520 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $210 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
4.67%
Remaining term
26 yrs and 11 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$193
Principal & interest
$64
Mortgage insurance
$8
Property taxes
$79
Home insurance
$40
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
960 sqft
Lot size
0.3016 acres
Year built
1979
Type
Single Family Residence
HOA dues
$0.00

Source: CENTRALVIRGINIA #2514279

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 06, 2025 11:52 pm
Listing agent: Donald Upton (757) 650-0286
Listing provided courtesy of: Upton Realty (757) 650-0286
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2514279
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
4.67%
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