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$275,000
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2504 NW 180th St, Edmond, OK 73012

3 beds · 2 baths · 1,644 sqft

Welcome home to the desirable Valencia Neighborhood! This charming 3 bedroom, 2 bathroom residence boasts undeniable curb appeal with its elegant stone and brick exterior and an inviting front porch, perfect for enjoying your morning coffee. Step inside and be greeted by an open-concept living and kitchen area bathed in natural light from large windows, complemented by stylish painted trim and rich stained wood flooring. The heart of the home, the kitchen, features a stone-flanked breakfast bar and sleek stainless steel appliances, making entertaining a delight. Retreat to the spacious primary suite, offering a luxurious en-suite bathroom complete with double vanities, a relaxing soaking tub, and a separate walk-in shower. Two additional bedrooms share a generously sized bathroom. Outside, you'll find a large, fully fenced backyard, providing ample space for outdoor activities and gatherings. Beyond your doorstep, the Valencia neighborhood offers an abundance of amenities, including tranquil ponds, scenic walking trails, multiple playgrounds, and a fun splash pad. Plus, enjoy the convenience of being just moments away from all that Edmond and NW OKC have to offer, from shopping and dining to entertainment. Don't miss the opportunity to make this home yours schedule your showing today!

Estimated
Seller's interest rate
4.5%
7%
Estimated
Monthly payment

$1,679
$1,925
You may also save up to $70,135 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $1,925 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
4.5%
Remaining term
23 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,679
Principal & interest
$944
Mortgage insurance
$132
Property taxes
$249
Home insurance
$327
HOA fees
$24
Utilities
Not included

Source: Public records

Home details
Size
1,644 sqft
Lot size
0.1848 acres
Year built
2006
Type
Single Family Residence
HOA dues
$24.83

Source: MLSOK #1170741

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 09, 2025 09:36 am
Listing agent: Tara Levinson (405) 414-8750
Listing provided courtesy of: LRE Realty LLC (405) 285-5750
Details provided by MLSOK and may not match the public record.
MLS ID: #1170741
Copyright © 2025 MLSOK, Inc. We do not attempt to verify the currency, completeness, accuracy or authenticity of the data contained herein. Information is subject to verification by all parties and is subject to transcription and transmission errors. All information is provided "as is". The listing information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective purchasers. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of MLSOK, Inc. Copyright © 2025 MLSOK, Inc. All Rights Reserved.
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Est. seller's rate
4.5%
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