250 Wood House Dr, Jacksonville, NC 28546
4 beds · 2 baths · 2,035 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Here is the home that will allow you to park your families vehicles in the driveway as well as the 2 car garage. The 10 foot gate allows you to move in and out of the back yard easily. This stunning 4 bedroom 2 bath home located in Stateside. Once you walk in the home you will be in the nice sized living room with an electric fire place. To the right you have the kitchen that comes complete with granite counter tops and stainless steel appliances as well as a refrigerator. Two of the bedrooms and second bath. On the other side of the home you have stairs that lead up to the third bedroom. The master suite, master bathroom that comes complete with a soaking tube, stand up shower, and dual vanity sinks. The laundry room has a cabinet to keep your cleaning supplies out of reach until they are needed, cloths rods so you can hang up your delicates. The dinning area has a glass sliding door the go out side to the fenced in back yard for entertaining, the seller is going to have the back yard leveled and fresh sod installed before closing. Don't miss your chance to make this gorgeous home yours.
Source: NORTHCAROLINAREGIONAL #100503971
Source: NORTHCAROLINAREGIONAL #100503971
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.