25 Fountain Dr, Stafford, VA 22554
5 beds · 5 baths · 4,350 sqft
Welcome to this beautifully maintained colonial nestled in a highly sought-after North Stafford location. Immaculately presented and truly move-in ready, this home features fresh paint and new carpeting throughout, creating a bright and welcoming atmosphere. The open-concept floor plan offers both comfort and functionality, highlighted by a spacious family room with a cozy fireplace, gourmet kitchen and gleaming hardwood floors throughout most of the main level. The upper level is a rare find, offering THREE full bathrooms and generously sized bedrooms to accommodate a variety of living needs. Downstairs, the fully finished lower level provides incredible versatility, boasting a large recreation room, a legal bedroom with an en-suite full bath, and an additional flex space—ideal for a home office, gym, craft room, or whatever suits your lifestyle. Step outside to enjoy a low-maintenance deck, charming rear patio, retractable awning, and a fenced backyard perfect for relaxing or entertaining. Practical upgrades such as a generator hook-up and an irrigation system add to the home’s appeal. This home truly blends thoughtful design with everyday convenience. A must-see for discerning buyers seeking quality, space, and location.
Source: BRIGHT #VAST2039002
Source: BRIGHT #VAST2039002
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.