Welcome to 2493 Potomac River Boulevard in the resort style waterfront community of Potomac Shores, where luxury main level living meets thoughtful design .This exceptional home offers nearly 4,000 finished square feet and lives beautifully without sacrificing space, elegance, or architectural impact. Plus, this home in located on a premimum perimiter lot, backing to trees and 9th tee of the only public Jack Nicklaus Signature Golf Course in Northern Virginia, the setting is as impressive as the interior. From the moment you enter, soaring 10 foot ceilings on the main level and a dramatic grand room create a light filled, open layout that feels expansive yet warm. Custom built in bookcases surround the gas fireplace and anchor the living space, while seamless flow makes everyday living and entertaining effortless. The main level is tailored for convenience and comfort, featuring a private owner’s retreat, generous entertaining areas, main level laundry, and two full baths plus a half bath. You get a private office, a formal dining area, a breakfast room adjacent to the stunning center island kitchen with access to the rear screened porch. overlooking the fenced rear yard. The finished walk out lower level continues the wow factor with 9 foot ceilings, two oversized full windows, a wet bar, and abundant natural light, creating a space that feels bright and inviting rather than basement living. This home is loaded with valuable upgrades and efficiency features including a fully fenced rear yard, in ground sprinkler system, UV film on rear windows, plantation shutters on the front windows, custom closet systems, upgraded spray foam insulation around the entire perimeter, a newer roof, freshly painted exterior, and significant energy savings with a solar system that will be paid in full at closing by the sellers. Outdoor living is equally impressive with a screened rear porch, expansive patio with sitting wall, and a charming gazebo, all positioned to capture serene golf course views. Life in Potomac Shores offers miles of scenic trails and resort caliber amenities at the 13,000 square foot Shores Club, including pools, fitness center, community kitchen, gardens, and a vibrant calendar of social events. Ideally located along the Potomac River east of Route 1, the community is planned for a future VRE station and market center, with convenient access to Stonebridge at Potomac Town Center, Fort Belvoir, Marine Corps Base Quantico, and Washington DC.This is the rare opportunity for the buyer who wants true main level living without downsizing lifestyle, scale, or sophistication. A luxury estate feel with the ease of everyday comfort. Schedule your private showing to begin on 3/6/26.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
