24824 Scarlet Maple Ct, Aldie, VA 20105
4 beds · 5 baths · 4,656 sqft
Stunning Home in Lenah Mill with Over $400K in Upgrades! Located on a premium cul-de-sac lot backing to trees and a preserve, this exceptional home features over $250K in Toll Brothers upgrades plus $150K in custom additions. The main level showcases a gourmet kitchen with top-tier cabinetry, Italian marble waterfall counters, and wide-plank engineered wood flooring throughout. The bright sunroom addition provides incredible natural light and opens to a Trex deck. The open-concept living area is anchored by a custom stone fireplace with built-in TV—perfect for cozy evenings or entertaining guests. Upstairs, the luxurious primary suite offers serene wooded views, dual walk-in closets, and a spa-like bath with dual shower heads, including a rainfall fixture. The wide-plank engineered wood flooring continues in the primary bedroom and upper hallway, adding warmth and style. Three additional bedrooms, two full baths, and a convenient laundry room complete the upper level. The finished lower level includes a spacious rec room, game area, a large finished area under the sunroom, full bath, and a custom gym (equipment conveys, excluding treadmill). The rec room opens directly to the expansive patio—ideal for entertaining or flexible living space. The garage includes an EVIQO Level 2 (240v) EV Home Charging Station (48 amp). Step outside to your private backyard retreat featuring a covered 7-person spa with privacy curtains, a 16x12 pergola with café lighting, an outdoor kitchen, and beautifully designed hardscape areas. Extensive upgrades throughout the home include high-end bathroom finishes, designer lighting, custom blinds, window treatments, and enhanced electrical. Don’t miss this opportunity to own a truly spectacular and move-in ready home in Lenah Mill!
Source: BRIGHT #VALO2098390
Source: BRIGHT #VALO2098390
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.