It's Your Lucky Day! Buyer's Fell Through! Start Your New Year in a Home That's Ahead of Its Time-In the Seckinger High School District- Which Sets This Home Apart!!! Welcome to a fresh new beginning in this beautifully maintained two-story home, perfectly positioned in one of Gwinnett County's most forward-thinking communities. Located in the highly sought-after Seckinger High School cluster, this home blends modern comfort with access to a truly next-generation education. Seckinger is the first AI-themed high school in the nation. Featuring 4 bedrooms, 2.5 baths, plus a bonus room/optional 5th bedroom on the main level, this home offers flexibility for today's lifestyles-whether you need a home office, guest suite, playroom, or fitness space. Step inside the impressive two-story foyer and immediately feel the warmth of an open, inviting floor plan designed for both everyday living and entertaining. The spacious great room is filled with natural light and anchored by a cozy fireplace-perfect for relaxing after a long day. The kitchen shines with brand new granite countertops, white cabinetry, stainless steel appliances, a breakfast bar, separate eat-in area, and newer LVT flooring. A formal dining room and convenient half bath complete the main level. Upstairs, retreat to the massively oversized primary suite, complete with a sitting area ideal for unwinding. The spa-like en-suite bath features cultured marble double vanities, a garden tub, separate shower, and two generous walk-in closets. Three additional spacious bedrooms provide plenty of room for family or guests. Step outside to a private backyard oasis with mature trees, blueberry bushes, and a fenced-in area with a peaceful creek along the border-perfect for relaxing, exploring nature, or entertaining outdoors. (The backyard extends beyond the fenced area.) Newer garage doors add to the home's move-in-ready appeal. Your new address places you in the Seckinger High School district-one of Gwinnett County's most innovative and in-demand schools. As the county's first artificial intelligence-themed high school, Seckinger offers students cutting-edge pathways in AI, computer science, engineering, and advanced technology, while still delivering a strong foundation in academics, arts, and athletics. The state-of-the-art campus features collaborative learning spaces, advanced labs-including an impressive mechatronics lab-and facilities designed to inspire creativity, leadership, and real-world problem-solving. Families love Seckinger's forward-thinking curriculum, strong community culture, and focus on preparing students for college, careers, and the future. Conveniently located near Jones Middle School and Ivy Creek Elementary, this home also offers easy access to parks, shopping, dining, and entertainment. ? New year. New home. Next-level schools. This one truly checks all the boxes-don't wait. Homes in the Seckinger district go fast!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
