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2412 Grants Hill Church Rd, Montross, VA 22520
4 beds · 3 baths · 3,441 sqft
Discover serenity and convenience blended perfectly in this exquisite 4-bedroom, 3-bathroom home nestled in the heart of Montross, Virginia. This splendid residence sprawls across 3400 square feet of meticulously designed space, boasting both modern amenities and charming country vibes. Enter a living experience where each room offers comfort and elegance. The primary bedroom nestled on the main floor, serves as a peaceful retreat, ideal for unwinding after a bustling day. The expansive lot invites endless possibilities for outdoor activities, from lively backyard barbecues to tranquil mornings in your potential garden paradise. For those who enjoy the outdoors, this home offers excellent opportunities. Positioned just minutes away from the pristine shores of Colonial Beach and the tranquil Leedstown Campground, you can soak up the sun or enjoy a picnic with unparalleled ease. Looking for a touch of historical charm? The vibrant streets of Historic Old Town Fredericksburg are just a short drive away, offering a perfect blend of culture, dining, and shopping. This property is not just a house, but a gateway to a lifestyle that efficiently balances rural tranquility with accessibility to beachside enjoyment and urban conveniences. Whether you're craving a quiet evening surrounded by nature or an adventurous day in town, this home provides all that and more. This setting promises not just a doorway to countless memories but a place where life can be lived to its fullest, with each day bringing new opportunities to explore, relax, or simply enjoy the view. Discover where country charm meets coastal living—your new home awaits.
Source: BRIGHT #VAWE2008842
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAWE2008842
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.