VA loan
1 of 33
VA loan
$299,000
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241 Deep Landing Rd, Tappahannock, VA 22560

3 beds · 2 baths · 1,300 sqft

Searching for a peaceful haven surrounded by nature near Piscataway Creek? Set on nearly 2 acres in the coveted community of Deep Landing, this single-story ranch-style residence offers the ideal blend of rustic tranquility and timeless appeal! Turn off scenic country roads into a gravel drive that guides you to a wide porch ready for relaxing with drinks on sultry evenings. Inside, vaulted ceilings, warm oak wood floors, classic millwork, and a corner fireplace enhance the generous living room. A graceful archway reveals the kitchen, where granite countertops, handsome cabinetry, and an intimate dining nook make mealtime effortless. Your carpeted primary retreat includes an ensuite with a walk-in shower, while two more bedrooms and a laundry closet add everyday ease. The elevated rear deck provides sweeping views of the gently sloping backyard and rich forest beyond perfect for late-night entertaining or sunny afternoon gatherings. Located near schools, shops, the 1710 Tavern, US-17, and Richmond Hwy, you’ll have every convenience without sacrificing its serenity. Come experience the village lifestyle it inspires!

Estimated
Seller's interest rate
4.22%
7%
Estimated
Monthly payment

$1,130
$1,371
You may also save up to $65,831 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $1,371 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
4.22%
Remaining term
22 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,130
Principal & interest
$845
Mortgage insurance
-
Property taxes
$174
Home insurance
$102
HOA fees
$8
Utilities
Not included

Source: Public records

Home details
Size
1,300 sqft
Lot size
1.841 acres
Year built
2018
Type
Single Family Residence
HOA dues
$8.33

Source: CENTRALVIRGINIA #2515657

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 20, 2025 08:23 pm
Listing agent: Cory Smith (804) 461-6876
Listing provided courtesy of: KW Metro Center (804) 858-9000
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2515657
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
4.22%
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