Welcome to 24 Avenue B in Tabernacle, a unique retreat set on 2.14 private acres and surrounded by the breathtaking Pinelands National Reserve. Known as the “Gateway to the Pines,” Tabernacle offers a peaceful, rural lifestyle with expansive residential lots, local farms, and miles of protected forest. This spacious home features 3 bedrooms, 2 full bathrooms, and 3 half baths, offering approximately 2,359 square feet of comfortable living space. A long private driveway welcomes you home, leading to a charming front porch—perfect for relaxing and enjoying the serene setting. Inside, you’ll find a bright living room and a combined kitchen and dining area with plenty of space for everyday living and entertaining. A cozy fireplace adds warmth for chilly evenings. The first floor also includes a convenient laundry room with garage access, a screened-in porch overlooking the partially fenced backyard, and a primary ensuite bedroom complete with its own fireplace and generous closet space. Upstairs, the second large ensuite bedroom offers additional living space and a half bath—ideal as a fourth bedroom, playroom, or home office. The third bedroom also includes a half bath (flooring materials are on-site and ready for installation). The second and third bedrooms share a Jack-and-Jill shower. The full, unfinished heated basement provides excellent storage or future finishing potential, complete with a wood-burning stove, interior access, Bilco doors to the exterior, natural light from multiple windows, and a secure basement safe shelter/retreat. Outside, enjoy the partially fenced yard with split rail fencing (installed in 2025). The two-car garage features extra-high ceilings, making it perfect for hobbies, storage, or workshop space. While secluded, it has easy access to Route 206 and Route 70, placing it within reach of Philadelphia and the Jersey Shore. Dining and Shopping are 20 mins away. Wharton State Forest and Atsion Lake are popular for canoeing, kayaking, and swimming. Whether you’re looking for space to entertain, room to grow, or a peaceful escape surrounded by protected forest — this one delivers privacy, flexibility, and serious lifestyle vibes. Homes with this kind of acreage and layout in Tabernacle don’t last — schedule your private tour before someone else claims your slice of the Pines!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
