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234 Micanopy Ct, Indian Harbour Beach, FL 32937
3 beds · 2 baths · 1,751 sqft
Situated just minutes to the beach, this meticulously renovated home offers a perfect blend of modern living and hurricane resilience. Stripped down to the concrete block and trusses with all new interior framing, roof (2022) with double roof straps, new gutters, exterior stucco and paint, electrical, full HVAC system upgrade with new registers, ducts and returns, hurricane rated fence, new windows and sliding glass doors. Fully re-plumbed with new piping, a larger flow rate potable water line, a new artesian well and water pump to provide abundant water supply for the smart sprinkler system for efficient lawn care. A redesigned floor plan with walls removed to create an open floor plan, expanded entryway, oversized laundry room that could be converted to a bedroom. Brand new kitchen with quartz countertops, custom cabinetry, all new smart appliances, a voice activated faucet, ethernet ports throughout the home. Refinished terrazzo floors, large backyard with room for a pool and more!
Source: BREVARDMLS #1047700
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BREVARDMLS #1047700
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.