Welcome to your own private farm retreat at 2324 Wilson Rd NW in Conyers. This beautiful 4-sided brick ranch sits on nearly 9 acres of peaceful land and is already set up for farm life. Inside, the main level offers a warm and open layout. The living room flows right into the kitchen, making it easy to gather with family and friends. A dining area sits just off the kitchen, and the laundry room is close by for convenience. The home features 3 bedrooms and 2 bathrooms on the main level. The primary suite sits at the back of the home and looks out over rolling pasture land filled with mature pecan trees and a charming fruit orchard with grape vines, plums, berry bushes, and figs. Two additional bedrooms share a connected bathroom. The partially finished basement adds even more space with recessed lighting, a large living area, workspace, full bathroom, and two additional rooms with endless possibilities. Plumbing and electrical were added in 2025, making it ready for expansion. Step outside onto the huge back deck that stretches across most of the home, the perfect spot to relax and take in the quiet views of your land. This property is truly built for farm living. Highlights include: 8.96 acres of fenced land, 5 new paddocks, Reinforced steel barn with stalls and chicken coop, Large reinforced steel workshop building, Registered with the State of Georgia as "Ole Tyme Farm", New well (2019) with filtration system and water service across the property, New septic tank (2025), New roof and bedroom flooring (2023), There is also plenty of space for gardening, animals, or simply enjoying country life while still being close to town. If you've been looking for a move-in ready farm property with land, buildings, and room to grow, this is it. Properties like this don't come along often. Come see it before it's gone.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
