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23211 NW 4th Pl, Newberry, FL 32669
3 beds · 2 baths · 1,611 sqft
Come to this beautiful and much loved 3 bedroom, 2 bathroom house that offers both comfort and convenience. Comfort because of good size bedrooms including a primary bedroom with enough space for an office or private living room and convenience as it's located in a sought after Newberry Oaks neighborhood with NO HOA that is close to equestrian center, grand new Publix, Archery Complex, Tioga Town, and many great restaurants in the area. As you step in the entrance you'll be delighted by the beautiful wood floors that give a rustic ambience and match perfectly with the beautiful wood beams located in main areas and primary bedroom. This gorgeous home was built by Wiseman Builder and has their touches of excellence and craftsmanship and features high ceilings and customized wood cabinets that match floors and beems. The countless cabinets are perfect for storing your pots and pans and silverware and was elegantly designed to match beautiful granite countertops. Kitchen, laundry and bathrooms have beautiful tile and bedrooms have carpet. In the back there is a beautiful lanai fully enclosed perfect for your morning coffee and afternoon reading or simply to enjoy the beautiful sunsets. Your private yard is fully fenced in and backs up to a well kept green space. The swing set, washer and dryer convey. In the yard you'll find delicious blackberry plants that you can enjoy throughout the year. This house has a formal dining room and a separate breakfast nook for on the go meals. Newberry is a city that has been growing fast during the last 3 years and offers economic electricity and water. This property is close to the famous Ginnie, Poe and Blue Springs that you can enjoy throughout as the temperature is 72 degrees all year round.
Source: STELLAR #GC531366
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #GC531366
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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