232 S Walnut St Glenwood, IL 60425
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About this home
Absolutely beautiful, fully renovated, over-sized, brick split level with over 2,000 square foot of living space located on a quiet block in Glenwood. High-end finishes in this home boasts 3 bedrooms, 3 full bathrooms, a finish basement, and an attached 2-car garage. The master bedroom has an eye appealing accent wall, double closets, and a master bathroom with shower. This home features an open living room/dining room concept, upgraded kitchen with stainless steel appliances, Aspen white cabinets, quarts countertops and very tasteful light fixtures. Lower level family room with a wood-burning fireplace, custom wine bar, and under-counter cooler. The upstairs bathroom features a soaking tub and a double vanity. A laundry room on the lower level, paired with a convenient mudroom and plenty of storage. Fully landscaped, tree lined back yard with a maintenance free deck for your relaxing moments or entertaining your quests. Conveniently located near schools, shops, restaurants, 394 expressway and 10 min away from the Wind Creek casino. This home is definitely a MUST SEE and very tastefully designed throughout. Schedule your showing before it's gone as this home does not need anything besides someone to enjoy it!
Source: MRED #12398198
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Risk-free buyback
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.