Sign in to see required down payment for the 5.13% rate
2310 SW 17th St, Cape Coral, FL 33991
3 beds · 2 baths · 1,578 sqft
Tired of flood zones? This home is located in a desirable SW Cape Coral neighborhood not in a flood zone, this well-maintained 1,578 sqft 3-bedroom, 2-bathroom home offers comfort, convenience, and future potential. With walkable access to Trafalgar Middle School and the Cape Coral Sports Complex, the location is ideal for active lifestyles and growing families. This move in ready home features a two-car garage, concrete curbing, and minimal landscaping for easy maintenance. The fully fenced backyard provides privacy and includes an additional concrete pad and perfect for summer grilling, entertaining, or future outdoor upgrades. Inside, the functional layout offers a split-bedroom design with ample natural light throughout. There’s plenty of room to add a pool, making this a smart long-term investment. Best of all, this home allows you to move in without spending thousands out of pocket, making it ideal for first-time buyers or anyone seeking a low-maintenance home in a great location. The home is also connected to city water and sewer with a low remaining balance on the utility assessment, offering added value and peace of mind. Don’t miss your chance to own a well-cared-for home in one of Cape Coral’s most convenient areas!
Source: FORTMYERS #225051374
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225051374
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No commitment required to start