2303 Edenbridge Ct, Henrico, VA 23233
3 beds · 3 baths · 2,270 sqft
You cannot miss this true Williamsburg styled 3-level Cape Cod in the highly desirable Crown Grant neighborhood! Set on a large & private fenced-in lot in a quiet cul-de-sac, it has ample space for friends, family, little ones & furry ones alike. From the newly refinished hardwood floors & stairs, new carpet in all bedrooms & the freshly power-washed exterior & freshly painted interior, this home is ready for its new owners. The 1st floor primary bedroom features a fireplace, dble vanity en-suite bath, WIC. The 2nd floor brings 2 more nice bedrooms w/dble closets, knee-wall storage & jack & jill access to another full bath. The kitchen features loads of white cabinets, granite countertop space, LVP flooring & exposed brick accents wall w/additional exposed shelving. The finished basement has LVP flooring, another fireplace, 2nd living room area & 2 walkout doors, one in front & another in back leading to the rear yard, big patio decks & matching detached shed for additional storage. The quiet Crown Grant neighborhood offers close proximity to everyday amenities such as interstates, sought after schools & loads of nearby West End & Short Pump shopping, grocery, restaurants, coffee shops, parks, etc.. Call your Agent to schedule a showing ASAP!
Source: CENTRALVIRGINIA #2514281
Source: CENTRALVIRGINIA #2514281
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
