230 Cove At Eagle Lake Cir
Eagle Lake, FL 33839
4 beds · 3 baths · 2,226 sqft
$399,000
Get prequalifiedAbout this home
MOTIVATED OWNERS! Welcome to 230 Cove at Eagle Lake Circle — a beautifully maintained 4-bedroom, 3-bathroom home built in 2022 by Southern Homes, located on a spacious 0.34-acre corner lot in the desirable gated community of The Cove at Eagle Lake. HOME FEATURES: • Open Layout for Easy Living: This thoughtful, open-concept design makes entertaining a breeze and daily living feel effortless. The spacious living area flows naturally into the dining space and kitchen. • Stylish Kitchen: Featuring stainless steel appliances, ample cabinet space, large walk-in pantry, and bar seating that opens into the living room — perfect for casual meals or hosting guests. • Private Primary Suite: Retreat to your generously sized primary bedroom, complete with an en-suite bath and a spacious walk-in closet. Simple, functional, and serene. • Flexible Living Spaces: With 4 well-sized bedrooms and 3 full bathrooms, there's space for family, guests, a home office—or all three! • Oversized 2-Car Garage: Extra room for storage, tools, or hobbies with a generous 568 sq. ft. garage. • Outdoor Bonuses: Step out to the screened-in back porch and take in your fully fenced backyard, perfect for relaxing or entertaining. Two storage sheds offer even more flexibility, and a double gate entrance makes it easy to tuck away a boat, trailer, or extra vehicle—out of sight and HOA-compliant! COMMUNITY AND LOCATION: Gated community with low annual HOA of $900. Convenient to Winter Haven, shopping, dining, and Polk County schools. Easy access to US-17, downtown Winter Haven, Legoland, and nearby Chain of Lakes This home offers the best of modern construction, privacy, and practicality—without the wait of new construction. Don’t miss this opportunity to own a nearly new home with space to spread out, park your toys, and enjoy Florida living your way! CHECK OUT THE 3D VIRTUAL TOUR AND VIEW THE HOME 24/7! OR •• Schedule your private showing today! ••
Source: STELLAR #P4934583
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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Eagle Lake, FL 33839
4 beds · 3 baths · 2,226 sqft