Designed for both everyday comfort and unforgettable gatherings, this beautiful home offers the space, warmth, and functionality — all in a location that keeps you close to everything you love. Step inside to a large, open floor plan filled with natural light and vaulted ceilings, creating an inviting atmosphere from the moment you enter. The heart of the home is the spacious kitchen, thoughtfully designed with a double oven, breakfast bar, center island, and an abundance of cabinetry and counter space — perfect for cooking, hosting, or simply enjoying morning coffee. Both a large formal dining room and a casual dining area offer flexibility for everyday meals or special occasions. The living room is warm and welcoming, featuring wood-look tile flooring, a stunning brick fireplace with hearth, wood beam accents, and custom built-ins, anchored by an electric fireplace that adds charm and comfort year-round. The primary suite is truly a sanctuary, offering a spa-like retreat with two showers, a large soaking jacuzzi tub, oversized walk-in closets, and a generous vanity — the perfect place to unwind at the end of the day. Bedrooms two and three are generously sized, each with walk-in closets, while the fourth bedroom offers incredible versatility. Use it as an in-law suite, game room, or private media room, already equipped with a wet bar, half bath, projector, screen, and surround sound — ideal for movie nights or entertaining guests. Outside, enjoy a large backyard with 2 separate covered patios, offering plenty of space to relax, play, or host gatherings. This home is ideally located near restaurants, shopping, and entertainment, giving you convenience without sacrificing comfort. Additional peace of mind comes with: Foundation repaired with transferable warranty, New roof and gutters (2022) This Burleson home offers more than just space — it offers a lifestyle. Come experience it for yourself. November 2025 appraised for $380,00Assumable FHA loan 5.125% interest
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
