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2227 N Albemarle St, Arlington, VA 22207
4 beds · 4 baths · 3,704 sqft
Welcome to 2227 N Albemarle Street, a beautifully maintained home located in the heart of Arlington’s Lee Heights neighborhood. If you are looking for a newer build, fantastic natural light, walkability, excellent schools, AND a 2 car garage, this is the home for you! Built in 2002, this elegant 4-bedroom, 3.5-bathroom residence offers almost 4,000 square feet of refined living space. You’ll appreciate the thoughtful layout that balances open-concept living with defined spaces, ideal for both everyday comfort and effortless entertaining. The light filled kitchen features granite countertops and cherry cabinetry. It flows seamlessly into the spacious great room, living room and dining room, which are filled with natural light and warmed by two cozy fireplaces. The upper level deck off the great room is ideal for relaxing or barbecuing. Upstairs, the primary suite offers a peaceful retreat with a walk-in closet and an en-suite bath complete with dual vanities, a soaking tub, and walk-in shower. Two additional bedrooms are generously sized, and share a hall bath. An added bonus is the bedroom level laundry room. The bright lower level offers generous flex space with a rec room, bedroom/office, full bath and French Doors to the patio and yard. Outside, you’ll enjoy low maintenance landscaping with a paver patio, deck, and a yard with just the right amount of space for play or pets! Ideally situated in one of Arlington’s most sought-after neighborhoods, this home is zoned for Discovery Elementary, Williamsburg Middle, and Yorktown High—some of the area’s top-rated schools. With convenient access to shopping, dining, parks, and major commuter routes, this location offers the perfect spot to call home.
Source: BRIGHT #VAAR2058136
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAAR2058136
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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