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2224 Margraf Cir, Woodbridge, VA 22191
2 beds · 3 baths · 1,676 sqft
Please schedule your showing on line.SELLER OFFERING $5000.00 CLOSING COST CREDIT to be paid at closing with a ratified contract before 06/30/25. This Move-in Ready two-level Condominium is in the gated community of Potomac Club. Welcome home to a one-car garage plus an apron parking space that is steps from the connecting covered entryway. The first level open-floor plan has the kitchen with direct access from the garage, dining room, living room and a convenient half bath. The kitchen includes appliances, granite countertops, under and over cabinet lighting features, and wood flooring. Entertaining is simple with dining space connecting the kitchen and living room. The upper level has a large laundry room with a built-in shelf/hanging rack. The primary bedroom includes 2 spacious walk-in closets, one is remodeled with a custom hanging system, shelving, built in cabinets with granite top, and connects to a private bath. The primary bath has a double basin granite top sink, tiled walk-in shower with seating, and a linen closet. There is a second bedroom with access to the second full bath and loft area. The open area between bedrooms offers enough space for an office, hobby, or perhaps a reading nook. The loft has direct access to double slider doors with window treatments to an oversized covered balcony area for private enjoyment and relaxation. The whole house security alarm system is installed and can be coded to new owner’s preference. Potomac Club Residents have access to amenities, including the Indoor and Outdoor Pools, Sauna, Clubhouse, Business Center, Fitness Center, Multi-purpose Basketball Courts, Rock Climbing Wall, Two Playgrounds and more. Common Areas are maintained and include snow removal and trash service. Walking distance to Stonebridge at Potomac Town Center with shopping and dining. Close to Potomac Mills shopping Mall, I-95 with express lane entry point, near commuter routes, bus stops and medical facilities. This community has the security, location and amenities that give residents “Peace of Mind”. Schedule your showing online NOW! QUICK SETTLEMENT AVAILABLE!
Source: BRIGHT #VAPW2088908
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2088908
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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