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2220 Kings Palace Dr, Riverview, FL 33578
3 beds · 2 baths · 1,771 sqft
One or more photo(s) has been virtually staged. Bright, Comfortable Living in a Prime Location. Welcome to Villa Serena. This is more than a condo, it's the lifestyle upgrade you've been waiting for. Step into a clean, sunlit unit just north of Bloomingdale Ave, designed for those who want both comfort and convenience. The open-concept layout draws you in, offering seamless sight lines from kitchen to dining to living, so you can move, entertain, and unwind without missing a beat. Picture mornings in the spacious living room, evenings on the screened lanai with a breeze and a glass of wine in hand. It's quiet. It's private. It just works. The smart split-bedroom floor plan ensures privacy, while the second bathroom keeps guests and family comfortable. Outside your door, escape the daily grind in a peaceful, gated community that knows how to do calm right. Relax poolside, hit the fitness center, or take a walk on the scenic trail. You choose the pace. And the location? Unbeatable. You're minutes from I-75, Hwy 301, Target, Winthrop Center, restaurants, parks, and more. Everything you need is close without the chaos of city life. If you're done compromising and ready for a home that hits the sweet spot, style, space, location, and ease, Villa Serena delivers. Come see for yourself.
Source: STELLAR #T3451507
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #T3451507
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

No commitment required to start