222 Alamosa Rd
Norman, OK 73069
3 beds · 4 baths · 2,495 sqft
$475,000
Get prequalifiedAbout this home
Modern Luxury Meets Everyday Convenience in Little River Trails Welcome to this exceptional residence in the sought-after Little River Trails community—where design, function, and location come together beautifully. Situated on a generous 0.22-acre lot, this home boasts a rare 3-car tandem garage prepped for a Level 2 EV charger and is just minutes from Norman’s newest shopping destinations and the University of Oklahoma. Inside, every detail has been thoughtfully curated. The open-concept floorplan showcases ceiling-height cabinetry, quartz countertops throughout, high-end appliances, and pull-out lower kitchen drawers for maximum ease and elegance. The living area features rich hardwood flooring and a sleek, custom 60” electric fireplace, creating a warm, modern ambiance. Stay connected with Cat 6 ethernet drops in every room and enjoy the benefits of a tankless water heater and integrated smart technology throughout the home. The luxurious primary suite offers a spa-like escape, complete with a jetted whirlpool tub, modern subway-tiled shower, oversized walk-in closet, and private water closet. A light-filled study with glass French doors, designer laundry room with soaking sink and folding counter, and a custom mud bench with upper cabinets add thoughtful functionality. Upstairs, a flexible bonus room with powder bath can serve as a 4th bedroom, media room, or gym—and includes convenient walk-out attic access. Enjoy outdoor living on the covered back patio with 200 sq ft of entertaining space, perfect for relaxing evenings or weekend get-togethers. As part of this wonderful neighborhood, you'll have access to community amenities including a clubhouse, fitness center, pool, playgrounds, stocked ponds, and scenic walking trails. Welcome home!
Source: MLSOK #1177561
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Norman, OK 73069
3 beds · 4 baths · 2,495 sqft