2205 Culpeper Dr
Woodbridge, VA 22191
4 beds · 3 baths · 1,999 sqft
$550,000
Get prequalified2205 Culpeper Dr
Woodbridge, VA 22191
4 beds · 3 baths · 1,999 sqft
$550,000
Get prequalifiedA beautifully updated raised rambler in the heart of Marumsco Hills. This move-in ready home offers the perfect balance of classic charm and modern convenience, nestled on a generous, flat lot in a commuter-friendly location. From the moment you arrive, the curb appeal stands out. A wide driveway and mature landscaping greet you, setting the tone for the thoughtful updates throughout. Inside, the main level features a sun-filled living room, a fully renovated kitchen with granite countertops and stainless steel appliances, and gleaming hardwood floors throughout. Three bedrooms and an updated full bath complete this level, making it ideal for guests, multigenerational living, or a home office setup. Upstairs, you'll find another half bathroom, each with fresh finishes. The walk-up lower level is fully finished and offers a large rec room, an updated full bath, laundry area, and direct access to the backyard—perfect for entertaining, working from home, or creating your own private retreat. Step outside to a fully fenced backyard with a patio and plenty of space to enjoy outdoor living, gardening, or letting pets roam. Located just minutes from Potomac Mills, Stonebridge at Potomac Town Center, and Route 1. Commuters will appreciate quick access to I-95, VRE, and public transportation. Local schools, parks, and shops are all nearby. 2205 Culpeper Drive delivers space, flexibility, and style in one of Woodbridge’s most accessible neighborhoods. Schedule your showing as soon as it hits the market—this one won’t last.
Source: BRIGHT #VAPW2097538
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.