Welcome to your private Tuscan-inspired retreat in one of Georgetown’s most coveted gated communities — a place where every day feels like you're escaping to your own luxury getaway. Custom-built by Malvaiz with nearly 3,656 sq ft of thoughtfully designed space, this home blends elegance, warmth, and true indoor-outdoor living. From the moment you step inside, you feel it — the craftsmanship, the calm, the sense that this home was made for living well. The chef’s kitchen is the heart of the home, with a huge center island, breakfast bar, and impressive 8-burner stove that makes cooking feel like a passion, not a chore. Whether you're whipping up a quiet Sunday breakfast or hosting friends for wine night, this space rises to every occasion. The main home offers 3 spacious bedrooms and 3 full baths, plus a flexible study that easily converts to a 4th bedroom. A convenient Jack-and-Jill bath connects two of the rooms — ideal for family or guests. And when it’s time to unwind, the primary suite becomes your personal sanctuary with its relaxing soaking tub and spa-like feel. Step outside and you’ll understand why homeowners rarely leave this neighborhood. The covered patio was made for long evenings spent outside — cozy fireplace glowing, ceiling fans moving the breeze, dinner sizzling on the grill. Cool off in the pool, soak in the hot tub under the stars, and enjoy a backyard that feels peaceful and private year-round. And just when you think it can’t get better, there’s a separate guest house — about 500 sq ft — complete with a full bath and steam shower. Use it for overnight guests, a quiet work-from-home space, a media or game room, or the ultimate wellness retreat. This isn’t just a home — it’s a lifestyle built around comfort, connection, and everyday luxury. Homes like this don’t come along often. Come experience it for yourself and see why you’ll never want to leave.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
