219 Tennis Court Lane is a beautifully cared-for and thoughtfully updated home nestled on a quiet cul-de-sac in one of Kennesaw's most convenient and well-loved locations. From the moment you arrive, the charming stone elevation, flat front yard, and friendly, low-traffic street set the tone for a home designed for everyday comfort and effortless living. Inside, natural light fills the living spaces thanks to large windows that frame the changing seasons outside. The vaulted family room offers a warm welcome with its cozy fireplace and open feel, flowing easily into a separate dining room perfect for gatherings. The bright kitchen features white cabinetry, granite countertops, stainless appliances, open shelving, and an inviting breakfast area with views straight out to the trees-bringing a sense of nature into every morning. Upstairs, the serene primary suite feels like a retreat with tray ceilings, picture-frame molding, soft green tones, and abundant natural light. The additional bedrooms offer versatility for guests, an office, or a growing household. Recent updates-including newer flooring, freshly painted walls, and renovated baths-give the home a move-in-ready ease that buyers will love. Outdoor living is where this home truly shines. A large back deck stretches across the rear of the home, offering the perfect place to grill, host friends, or unwind with a glass of wine among the treetops. The fenced backyard is flat, usable, and private, complete with a stone firepit for fall nights and plenty of room to play or create the garden you've always imagined. Mature trees surround the lot, creating a gorgeous backdrop that transforms with every season. The unfinished basement adds incredible flexibility for storage, hobbies, or future expansion. The location is unmatched-minutes from multiple city centers including Downtown Kennesaw, Woodstock, Acworth, and the Marietta Square. You're also close to parks and outdoor favorites such as Swift-Cantrell Park and Kennesaw Mountain, as well as the new community pool and pickleball courts that neighbors love. Everyday errands are easy with endless shopping and dining options along Cobb Parkway just down the road. Warm, welcoming, and filled with character, this home delivers the space, lifestyle, and comfort so many buyers are searching for. Come experience the charm of 219 Tennis Court Lane-where convenience meets community, and where coming home feels exactly right.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
