Tucked at the end of a quiet cul-de-sac, you'll find the kind of backyard, privacy, and flexibility that buyers rarely find at this price point in Kennesaw. With a charming stone-front exterior, flat front yard, and low-traffic street, this home immediately feels welcoming-and livable. Inside, natural light fills the home through oversized windows, highlighting the vaulted family room with its cozy fireplace and open, airy feel. The layout flows effortlessly into a separate dining room ideal for gatherings and everyday meals alike. The bright kitchen features white cabinetry, granite countertops, stainless steel appliances, open shelving, and a sunny breakfast area with peaceful views of the trees-bringing the outdoors in. Upstairs, the primary suite is a calming retreat with tray ceilings, picture-frame molding, soft designer tones, and abundant natural light. Additional bedrooms offer flexibility for guests, home office space, or a growing household. Recent updates including newer flooring, fresh interior paint, and a renovated secondary bathroom create true move-in-ready ease. Where this home truly shines is outdoors. The expansive back deck stretches across the rear of the home and overlooks a flat, fenced backyard surrounded by mature trees-perfect for pets, play, gardening, or entertaining. A stone firepit creates a natural gathering spot for fall evenings and weekend get-togethers, while the privacy of the lot makes this backyard feel like an extension of the living space. The heated and cooled basement offers exceptional future potential-ready for storage now or finishing later to add instant equity. The garage is equipped with a 220-amp outlet, ideal for electric vehicle charging, a workshop, or hobby equipment-an increasingly rare and valuable feature. Located minutes from Kennesaw, Woodstock, Acworth, and the Marietta Square, this home offers easy access to shopping, dining, parks, and outdoor favorites like Swift-Cantrell Park and Kennesaw Mountain. Community amenities including a neighborhood pool and pickleball courts add to the lifestyle appeal. Warm, well-maintained, and filled with possibility, 219 Tennis Court Lane delivers space, privacy, and outdoor living-without sacrificing convenience. This is the kind of home buyers wait for... and don't often find.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
