Situated on a premier corner lot in one of the community’s most desirable locations, this home is just 2–3 minutes from downtown Greenville, close to the interstate, and near top-rated schools. Located within walking distance of Main Street in Downtown Greenville, Falls Park, Greenville Zoo, The Children’s Museum, and Fluor Field, this stunning home offers timeless elegance, exceptional design, and like-new modern luxury upgrades. Upon arrival, you are welcomed by charming upper and lower front porches with a custom porch swing that set the tone for the craftsmanship and character found throughout. The rich design features a spacious open-concept layout that invites both comfort and creativity. The main level showcases high-end finishes, including a gourmet kitchen with custom cabinetry, a WOLF gas range, French-door refrigerator, quartz countertops, dishwasher, a large walk-in pantry, and an expansive island perfect for gathering. The main floor also features beautifully coffered ceilings in the living room, high-end lighting fixtures, and a cozy fireplace with a blower. Additional spaces include a private office, powder room, convenient mudroom, and an elegant dining area ideal for entertaining. Upstairs, you’ll find the luxurious primary suite along with two additional bedrooms. Both the primary and second bedroom offer direct access to the upper porch. The second floor also includes an entertainment room equipped with a sink and sound system, plus a spacious laundry room with abundant cabinet storage. The primary suite is filled with natural light from the double doors that open to the porch, offering views toward downtown Greenville. It features a custom accent wall, its own fireplace, and a fully upgraded spa-like bathroom with a separate tub, walk-in shower, and an expansive walk-in closet. Step outside to an upgraded screened porch designed for relaxation, complete with thoughtfully crafted walls, a chiminea, and privacy fencing. A secondary rear door leads to the attached two-car garage. Beautiful landscaping surrounds the home, creating a peaceful and inviting atmosphere. This meticulously designed residence offers the perfect blend of luxury, privacy, and comfort while allowing you to enjoy vibrant city living with a peaceful neighborhood feel.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
