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2167 Sunrise Dr

Navarre, FL 32566

3 beds · 2 baths · 1,625 sqft

$399,800

$1,841/mo with 5% Express Financing

$2,095/mo with 7% bank financing

Get prequalified

2167 Sunrise Dr

Navarre, FL 32566

3 beds · 2 baths · 1,625 sqft

$399,800

$1,841/mo with 5% Express Financing

$2,095/mo with 7% bank financing

Get prequalified
About this home

Charming 3-Bedroom, 2-Bath Brick Home on Secluded 0.70 Acre Lot!Nestled on a private lot, this beautiful 3-bedroom, 2-bath brick home offers a serene retreat with expansive outdoor space. Enjoy the peace and tranquility of the surrounding nature with 500 acres of federally protected wetlands adjacent to the property, providing added privacy and breathtaking views.The home boasts a cozy living room with a wood-burning fireplace, perfect for chilly evenings. Completed remodeled in 2015. Recent updates include new carpet & paint, the roof replaced in 2024, a water heater replaced in 2019, and both interior and exterior AC units replaced in 2020, ensuring comfort year-round. In 2022, a brand new septic system was installed, and the sprinkler system was fully upgraded with a new control box and all new piping. The exterior electrical panel was also replaced in 2022 and is now solar and generator ready. That same year, the overhead power lines were relocated underground from the street pole, enhancing both curb appeal and safety. Holley by the Sea Amenities and Facilities: Holley by the Sea offers a fantastic array of amenities designed for an active and enjoyable lifestyle! Residents and visitors can take advantage of the following: Beach/Sound ACCESS AT COMMUNITY CENTER, PERFECT FOR LAUNCHING Kayak or fishing! 8 Clay Tennis Courts: Perfect for tennis enthusiasts, whether you're playing casually or competitively. Beach House Event Hall: A beautiful venue ideal for gatherings, parties, and events with a scenic atmosphere. RV & Tent Campground: With 10 RV back-in sites and 6 tent sites, it's an ideal spot for outdoor lovers and weekend getaways. Lap Pool: For those who enjoy swimming laps or just relaxing in the water. Family Pool & Baby Pool: Offering fun for all ages, including a dedicated baby pool for younger swimmers. Full Weight Room & Cardio Machines: Stay fit with a fully equipped fitness center for strength training and cardio workouts. Volleyball Court: Enjoy a friendly game of volleyball with family and friends. Ball Field: A great space for sports, picnics, or recreational play. Basketball Court: Perfect for a pick-up game or shooting hoops. Youth Department: Offering before-and-after-school care and a fun-filled summer camp, perfect for families with children. Whether you're looking to stay active, host a special event, or enjoy a relaxing day at the pool, Holley by the Sea has something for everyone! Buyer to verify all dimensions exterior/interior!

Source: EMERALDCOAST #978346

1,625 sqft
0.7 acres
Single Family
Built in 1990
Air conditioning
Shared pool
Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $2,095 monthly payment

Financed
SIGNIN
Payment details
Principal & interest
$1,225
Mortgage insurance
-
Property taxes
$206
Home insurance
$363
HOA fees
$47
Utilities
Not included
Total monthly payment
$1,841
Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 17, 2025 12:00 am
Listing provided courtesy of: Sailors Realty LLC (706) 612-8126
Details provided by EMERALDCOAST and may not match the public record.
MLS ID: #978346
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing
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