A rare private oasis just minutes from downtown Greer, shopping, dining, and everyday conveniences, with the added benefit of LOWER TAXES just outside city limits. • Rare privacy with wooded buffer on a quiet 0.64 acre lot, yet close to all Greer conveniences • LOWER county taxes just outside city limits — meaningful annual savings • Minutes to Greer, BMW, GSP Airport, Greenville & Spartanburg • 10’ ceilings with vaulted, tray & coffered accents + detailed trim throughout • Engineered hardwoods and crown molding add warmth and refined detail • Spacious primary suite with spa like bath, jetted soaking tub & dual walk in closets • Spacious secondary bath with dual sinks and a full tub/shower • Well appointed kitchen with granite, gas cooktop, double ovens & ample cabinetry • Large screened in porch overlooking private backyard • Upstairs guest/teen suite with full bath for flexible living Welcome to 215 Windsor Road in Belmont Heights, a beautifully crafted custom home set in a quiet, tree-lined setting that offers rare privacy while remaining close to everything. Enjoy easy access to GSP airport and a location which is perfectly situated between Greenville and Spartanburg, all while coming home to a peaceful retreat. Outdoor living is a standout, with an expansive front porch and screened-in back patio designed for relaxing and unwinding. The fenced backyard opens to wooded land well beyond the fence, creating a natural backdrop and exceptional seclusion. Inside, the home feels open and inviting, with 10-foot ceilings, oversized doors and windows, and detailed architectural elements including vaulted, tray, and coffered ceilings. Engineered hardwood floors throughout the main living areas, complemented by crown molding, add warmth and quality craftsmanship. The expansive living room with vaulted ceilings is anchored by a stone gas fireplace, creating a dramatic and welcoming central gathering space perfect for both everyday living and entertaining. The kitchen is both functional and well-appointed, featuring granite countertops, gas cooktop, double ovens, and ample cabinetry for storage, along with a formal dining and a lovely breakfast nook ideal for casual meals and gatherings. All bathrooms are generously sized and well-appointed, with dual-sink vanities in both the primary and main-level secondary baths, offering added comfort and convenience. The large primary suite offers a true retreat with a spa-like bath, oversized jetted soaking tub, dual vanities, walk-in shower, and separate his-and-hers walk-in closets, including an exceptionally large primary closet. Upstairs, a large flex space with a full bath offers incredible versatility — perfect as a private guest suite, in-law quarters, teen retreat, home office, gym, media or recreation room. Peaceful, private, and centrally located — a rare opportunity in Belmont Heights combining space, craftsmanship, everyday livability, and the added benefit of LOWER TAXES just outside city limits.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
