OPEN HOUSE on Saturday, December 13th from 12pm-2pm. Private Oasis in Belmont Heights offering the best of Greer living! Enjoy peace, convenience, and lower taxes just beyond city limits, making this home a rare and exceptional value! Welcome to 215 Windsor Road, a private sanctuary in the sought-after Belmont Heights community, perfectly positioned minutes from dining, shopping, and entertainment. This 4-bedroom, 3-bath custom home combines luxury, high-end finishes, and peaceful serenity. Wake up to birds chirping, soft morning light filtering through the trees, and a sense of complete tranquility, while still being only 5 minutes from downtown Greer, convenient to GSP Airport, and offering easy access to all areas of the metro, perfectly situated between Greenville and Spartanburg. The expansive front porch and screened-in back patio invite you to relax and savor the quiet, while the fenced backyard opens to an idyllic tree-lined sanctuary extending well beyond the fence, providing unmatched privacy, natural beauty, and endless possibilities for outdoor enjoyment. Inside, prepare to be wowed by custom craftsmanship and high-end finishes throughout. Soaring 10-foot ceilings with elegant crown molding, combined with vaulted main living areas and tray and coffered ceiling designs, create a grand yet welcoming atmosphere. Rich engineered hardwood floors add warmth and sophistication underfoot, while a stunning stone-front fireplace anchors the main living space, perfect for cozy evenings or elegant entertaining. Oversized 8-foot doors and windows flood the home with light, enhancing the spacious feel and highlighting the home’s luxurious architectural details. The chef’s kitchen features granite countertops, dual stainless ovens, gas cooktop, custom cabinetry, and high-end finishes, combining style with functionality. The formal dining room, with coffered ceilings and wainscoting, provides an elegant setting for gatherings. The primary suite is exceptionally spacious, offering a private retreat with a luxurious spa-inspired bath. It includes dual granite vanities, jetted soaking tub, walk-in shower, and expansive walk-in closets, all enhanced with tray ceilings, crown molding, and custom architectural details. The secondary bedrooms share a beautifully appointed full bath with dual granite sinks, providing comfort, convenience, and high-end finishes for family or guests. Upstairs, a versatile flex living space with a full bath offers endless possibilities, ideal for a teen suite, in-law quarters, home gym, media room, or office. This exceptional property is more than a home; it’s a lifestyle. Combining elegance, comfort, convenience, privacy, and the financial advantage of lower taxes outside city limits, 215 Windsor Road is a rare and coveted opportunity in Belmont Heights. Come experience the perfect blend of serenity, location, and value for yourself.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
