215 S Elliott St
Pryor, OK 74361
3 beds · 3 baths · 2,617 sqft
$329,000
Get prequalified215 S Elliott St
Pryor, OK 74361
3 beds · 3 baths · 2,617 sqft
$329,000
Get prequalifiedWelcome to this updated HOME FOR SALE in Pryor, OK !! This 4 bedroom 2 1/2 bathroom home is move in ready and ready for you to call home! This home has been completely updated with new paint, flooring and more! You'll love the large front covered porch. There is a 2 car attached garage with a large circle driveway making it easy to get in and out of the home. There are 2 living areas, one at the front of the home that could be used as a home office or flex/room. The 2nd features a fireplace that is spacious for you and your family. Just off the living room is a large kitchen with new cabinets, appliances and butcher block countertops. Enjoy the large indoor laundry room with cabinets and a sink. There is also a half bath just off the laundry room as well. There are 4 good-sized bedrooms in the home. The master has its own bathroom with a double sink and tiled walk in shower. Outdoors, you'll love the large covered patio that is perfect for sitting or entertaining. Enjoy summers swimming in the in-ground pool with turf around it. This home sit on a large half acre lot with a new full privacy fencing around the home. It is conveniently located right in town with quick access to all of towns needs. It just minutes to Mid-America Industrial Park which is home to major companies such as Google. Just a quick commute to HWY 20 for a commute to Claremore or to HWY 412 for a drive to NW Arkansas or Tulsa. This updated home is MOVE IN READY. LET'S GO TAKE A LOOK TODAY!
Source: MLSTECHNOLOGY #2527395
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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