Step into timeless elegance with this extraordinary Craftsman-style home, originally built and meticulously designed by the subdivision's builder as his own home. From the moment you arrive, you'll notice the superior craftsmanship, upscale finishes, and thoughtful details that make this residence truly one of a kind. The custom double front doors open into a welcoming foyer, setting the tone for the refined interior. Rich hardwood floors, stained coffered ceilings, intricate trimwork, and stacked stone columns-both inside and out-create a sophisticated yet inviting atmosphere. To your right, the spacious dining room, with seating for 12 or more, is perfect for hosting memorable gatherings. The deep, warm tones of the walls add a cozy charm, making every meal feel special. At the heart of the home is the chef's kitchen-designed to inspire culinary creativity. With stainless steel appliances, granite countertops, a travertine backsplash, and glazed cabinetry, a wine fridge in the kitchen, it's as functional as it is beautiful. The open floor plan seamlessly connects the kitchen, dining, and living areas, anchored by a stacked stone fireplace that radiates warmth and character. Enjoy casual breakfasts or relaxed dinners while gazing out at the serene pool through a stunning bay window. The main-level primary suite is a private retreat, complete with direct access to a luxurious en-suite bath. Indulge in the oversized jetted tub or rejuvenate in the expansive multi-head shower. The generously sized walk-in closet, featuring a built-in vanity, offers ample room for your wardrobe and accessories. On the opposite side of the home, two spacious bedrooms share a well-appointed hall bathroom, providing comfort and privacy for family or guests. Upstairs, versatility reigns: a bedroom/office with custom built-ins is perfect for working from home, while a bonus room awaits your personal touch-whether it becomes a playroom, media space, or man-cave. A full bathroom completes this level, making it ideal for extended stays or additional living space. Step outside to discover your personal oasis. The fenced, 1-acre backyard offers unmatched privacy at the end of a quiet cul-de-sac. A sparkling saltwater pool is perfect for summer gatherings or tranquil afternoons, with no neighbors in sight. The lush right side of backyard features a pecan tree and two blueberry bushes and the left side boasts a variety of trees - fig, apple, two varieties of pear, peach, plum, kiwi and muscadine grapes. There is a garden area previously used for growing your own vegetables or herbs. Occasionally, you can enjoy the soothing sound of a passing train, which moves gently through the area without disturbing the peaceful ambiance. Additional features include a three-car garage, surround sound throughout, and energy-efficient blown-in foam insulation in the roof and walls. The exterior of the home was painted in 2025 and the roof and gas water heater replaced in 2024. Much of the home furnishings can be sold as well with the home including the golf cart and riding mower. There is a way to maneuver through the subdivisions to reach the Peachtree City golf cart path system as well as shopping in Tyrone. Don't miss the chance to experience its charm, luxury, and thoughtful design. This home isn't just a place to live-it's a lifestyle. Enjoy the community pond for fishing or non-motorized boats. Only 15 minutes to the airport. Schedule your private tour today and prepare to fall in love!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
