2146 Boones Neck Rd SW, Supply, NC 28462
3 beds · 2 baths · 1,487 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Rev Up Your Ram Engines! This 4 CAR GARAGE home sits on over HALF an ACRE and has been newly renovated with modern touches throughout. Located just three miles from Holden Beach, this property has no HOA & No Restrictions, giving you the freedom to make it your own. The attached garage is immense at 25' x 30', offering plenty of space for your revved-up engines or extra storage. The detached garage measures 24' x 30' and can be used as a workshop, additional storage, or a place to plan your next highway adventure. A new above-ground saltwater pool was installed in 2024, measuring 24' x 12' x 52'', providing the perfect spot for summer fun with friends and family. The backyard features two separate fenced areas, offering flexible space for pets or outdoor activities. A breezeway between the home and the attached garage creates a convenient space for dog crates, morning coffee, or hanging up pool toys and wet bathing suits. Inside, the white-washed fireplace greets you in the living room, creating a cozy space for watching TV or curling up with a good book. The kitchen was fully renovated in 2024 with a chic, modern look, featuring butcher block countertops, new cabinets, and all-new appliances. The three traditional bedrooms received new carpet and paint in 2025. Both bathrooms have been updated with new vanities, sinks, and showers, incorporating trendy industrial modern accents. There is also a heated and cooled bonus room between the kitchen and laundry area, currently being used as a master bedroom, giving you the potential for four bedrooms. The home includes a washer and dryer for added convenience. This property offers additional perks, including a new HVAC system installed in 2021 per previous owner. There are 2 wells on the property, (the current owners have never accessed them) The front porch is shaded by a beautiful Spanish moss-draped live oak, where a permanently attached sleeping swing invites you to relax & enjoy the peaceful surroundings. By Appt.
Source: NORTHCAROLINAREGIONAL #100497363
Source: NORTHCAROLINAREGIONAL #100497363
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.