Beautiful 3-bedroom, 2-bathroom, 2-car garage pool home in North Port boasting incredible solar savings and showing better than brand new! Custom decorator touches are featured throughout this stunning residence. Step inside the welcoming entry and enjoy the fenced yard, elegant ceramic plank tile flooring, rounded corners, and sunburst windows that flood the home with natural light.The chef-worthy kitchen features white shaker cabinetry with soft-close doors and drawers, a subway tile backsplash, spacious pantry, granite countertops, a convenient breakfast island, and quality appliances. The spacious living room and separate dining area are adorned with custom accents—perfect for entertaining family and friends. The master suite is your personal retreat, offering private patio and pool access, a large walk-in closet, and a beautifully updated ensuite bath complete with dual sinks, granite-topped vanities, and a private commode. Both guest bedrooms comfortably accommodate visitors and share an updated bathroom that reflects the home’s modern style. Step outside to your oversized, private pool area featuring a generous sundeck, large covered patio, and a unique custom tiki-style outdoor wet bar—ideal for gatherings and creating lasting memories. Gardening enthusiasts will love the pergola misting system designed to nurture an orchid collection, bringing effortless beauty to your backyard oasis. Additional updates and features include: 2023 pool cage, 2025 A/C system, Recent survey, Public water and septic tank (2013), Smart 8-zone sprinkler system with adjustable Bluetooth technology (2020), Inside laundry room with extra storage cabinetry, Miami-Dade Kevlar hurricane protection for added value and peace of mind! Energy efficiency is a highlight with 29 solar panels (1/2 already paid off by seller for instant solar equity) resulting in an incredibly low average power bill of just $279.00 a month. Garage enthusiasts will appreciate the sliding screened doors allowing extra airflow, privacy, and refreshing cross breezes. Plus, there's an 8x10 outdoor shed with electricity and water—perfect for your tools and hobbies. No HOA or flood insurance is required.This spectacular POOL HOME with Privacy is located near to many amenities. North Port has Myakka State Park and Myakkahatchee Creek Environmental Center Park with miles of great trails, horseback riding, hiking, bird watching, biking, water views and access. Close to PG airport, dining, shopping, Stadium and beaches, Warm Mineral Springs and Aquatic Center. This SOLAR beauty truly combines luxury, comfort, and savings—your perfect private resort in North Port!. Act quickly and check this stunner out —this opportunity won’t last!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
