30-day close
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30-day close
$339,900
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210 S Water St, Sapulpa, OK 74066

4 beds · 3 baths · 3,496 sqft

Listed below appraisal value for quick sale. Step into timeless character and modern convenience with this beautifully updated 1907 Craftsman home, perfectly situated just three blocks from the iconic Dewey Street and Sapulpa's beloved Route 66 Christmas Chute. Featuring two spacious master suites, this home offers ample space for your family or entertaining. Newer roof and HVAC system, take advantage of alley access parking leading to a two-car garage a rare find in historic homes. Inside, classic architectural details blend seamlessly with contemporary upgrades, creating a warm and inviting space you'll love coming home to. Located minutes from the Turnpike and major highways, close to schools, shopping, dining, and the booming, revitalized downtown, this property offers both charm and convenience. Priced to sell quickly, don't miss your chance to own a piece of Sapulpa's history in one of its most walkable and festive​​‌​​​​‌​‌​​​‌‌​​​‌‌‌​​‌​​‌‌​​​​ neighborhoods!

Estimated
Seller's interest rate
2.8%
7%
Estimated
Monthly payment

$1,898
$2,473
You may also save up to $181,071 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $2,473 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
2.8%
Remaining term
26 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,898
Principal & interest
$1,048
Mortgage insurance
$180
Property taxes
$263
Home insurance
$405
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
3,496 sqft
Lot size
0.224 acres
Year built
1907
Type
Single Family Residence
HOA dues
$0.00

Source: MLSTECHNOLOGY #2523583

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 09, 2025 12:56 am
Listing agent: Koty Hammer (580) 794-0259
Listing provided courtesy of: Thunder Ridge Realty, LLC (918) 228-4058
Details provided by MLSTECHNOLOGY and may not match the public record.
MLS ID: #2523583
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Greater Tulsa Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2025 Greater Tulsa Association of REALTORS®. All Rights Reserved.
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Est. seller's rate
2.8%
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