Welcome to Solana in Herons Glen – Effortless Living in a Premier Golf Community ranked #2 in Florida! Located in the highly desirable Solana section of Herons Glen Golf & Country Club, this beautifully maintained villa offers maintenance-free living so you can fully enjoy the Florida lifestyle. Step inside to a light, bright, and open floor plan enhanced by plantation shutters throughout and new upgraded light fixtures, creating a warm and inviting space. The kitchen is both stylish and functional, featuring Corian countertops, a stunning driftwood tile backsplash, and convenient cabinet pull-out drawers—perfect for everyday living and entertaining. This home has been thoughtfully updated with major improvements already done for you, including a new roof, A/C (2024), hot water heater (2024), and dishwasher (2024), along with a washer and dryer (2022)—providing peace of mind for years to come. The Florida Room adds valuable additional living space, ideal for relaxing or entertaining, and flows seamlessly out to a paver patio surrounded by lush landscaping and ambient lighting in both the front and back, creating your own private outdoor oasis. The garage is truly one-of-a-kind—a custom “man cave” complete with a desk area, TV space, and organized tool storage, perfect for hobbies, projects, or simply enjoying your own retreat. Add a garage "skeeter beater" screen for privacy, sunlight and cool breezes. Laundry is conveniently located inside the residence for added ease. Living in Solana means low-maintenance, worry-free ownership, making it ideal for both seasonal and full-time residents. Exterior painting, roof steam cleaning, landscaping and even mulching are all done for you, so you can enjoy all the amenities Herons Glen has to offer or just sit back and relax. Herons Glen is a resident-owned, gated golf and country club community offering resort-style amenities, including: Championship golf course Clubhouse with dining Resort-style pool & spa Fitness center Tennis, pickleball & bocce A full calendar of social activities Enjoy comfort, style, and an active lifestyle all in one—your Florida dream home awaits!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
