20-Acre Private Estate | Fully Renovated with Brand New 2026 Primary Suite Bath Discover unparalleled privacy and endless potential at 2073 Mauney Road. Set on 20 acres of pristine, secluded land in Bessemer City, this property is a rare find that perfectly balances modern luxury with the freedom of a sprawling country estate. Whether you dream of a private retreat, a functioning mini-farm, or a multi-generational compound, this property provides the canvas to make it a reality. The Residence: Modern Elegance & 2026 Upgrades The home has been completely transformed, offering a fresh, "newly renovated" feel. New Primary Suite bathroom Addition: Just completed in 2026, this fully permitted addition features a spacious primary designer bathroom with modern finishes. Fully Refinished Interior: The entire 3-bedroom, 2-bathroom floor plan has been updated with a neutral paint palette, modern light fixtures, and stylish hardware throughout. Inviting Living Spaces: The layout flows seamlessly, ideal for quiet evenings or hosting gatherings, all while overlooking your private acreage. The Land: 20 Acres of Opportunity The outdoor features of this property are truly one-of-a-kind: Additional Build Site: An incredible secondary build site sits elevated above the private pond and pasture, offering a prime location for a second home, guest house, or studio. Mini-Farm Potential: Expansive pasture areas are ready for your vision. There is ample room for a barn, gardening, or livestock, with multiple locations suited for cross-fencing. Pristine Privacy: Enjoy total seclusion surrounded by nature, yet remain within easy reach of the amenities of Gaston County. Infrastructure: A brand-new gravel driveway has been installed to ensure a smooth, polished entrance to the residence and plenty of parking. From the quiet mornings by the pond to the modern comfort of the 2026 suite, this is a property designed for those who want space to breathe and room to grow. Schedule your tour today to experience the scale and serenity of this 20-acre estate.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
