Welcome to Triple Creek subdivision. This beautifully maintained home offers 4-bedroom plus LOFT, 2.5-bathrooms & 2,820 square feet. All hardwood flooring (LVP) upstairs and downstairs except carpet in closets! Step inside to a bright and welcoming entry that opens to a versatile flex space, ideal for a home office, playroom, or sitting area. Just beyond, the formal dining room provides the perfect setting for family dinners and holiday gatherings. There's a spacious great room, where a cozy gas fireplace creates a warm and inviting atmosphere. The open-concept layout flows seamlessly into the kitchen, making everyday living and entertaining effortless. The kitchen features abundant cabinetry, stainless steel appliances, and a large granite center island that offers plenty of space for meal prep, casual dining, or gathering with guests. Upstairs, you'll find four generously sized bedrooms, each with its own walk-in closet, providing plenty of storage and comfort for everyone. A centrally located guest bathroom with dual vanities makes busy mornings easy. The expansive loft or rec room offers endless possibilities, whether you envision a media room, play area, or second living space.The owner's suite is truly impressive, featuring soaring vaulted ceilings that create a bright and airy retreat. The private en suite bath includes dual sinks, a walk-in shower, and an oversized walk-in closet designed to accommodate your wardrobe with ease. There's also a tankless water heater for endless hot showers! The home is nestled on a quiet cul-de-sac with fully fenced backyard that offers privacy and space for pets, play, or outdoor gatherings. Residents of Triple Creek also enjoy convenient community amenities including common-area mailboxes, a centrally located pool, and walkable streets that make the neighborhood feel connected and welcoming. Located just minutes from I-85, Woodruff Road, Augusta Road, downtown Greenville, and major employers including GHS, Michelin, and BMW Schedule your showing today
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
