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2069 Alder Ln, Dumfries, VA 22026
3 beds · 3 baths · 2,318 sqft
Welcome to this exceptional, four-level, 4-bedroom, 2.5-bath townhome nestled in one of Potomac Shores’ most desirable locations—within the highly anticipated Town Center District. This home is loaded with CUSTOM FEATURES, thoughtful design choices, and value-adding potential that truly set it apart. From the moment you arrive, the curb appeal is undeniable—manicured courtyard lawn, vibrant landscaping, and an inviting entry. Inside, you'll be greeted by HARDWOOD FLOORS THROUGHOUT the entire home, a rare and elevated touch that adds warmth and sophistication to every level. The entry-level flex space is currently styled as a designer home office, complete with custom built-ins and shelving. Whether used as a workspace, playroom, or guest suite, the possibilities are endless—especially with rough-in plumbing already in place to add a bathroom on this level, an upgrade that can significantly increase future value and versatility. Continue on to the fully finished garage, a dream for any homeowner. It features epoxy-coated flooring, custom storage systems, wall-mounted organizers, and overhead racks, offering a pristine and functional space that’s often overlooked in townhome living. Upstairs, the main level is designed for both comfort and entertaining. The gathering room features a custom gas fireplace flanked by custom built-in display centers, making a beautiful and functional focal point. Step outside onto your private deck, complete with a DEDICATED GAS LINE for grilling, ideal for morning coffee or sunset dinners. The chef-inspired kitchen is a standout, anchored by a large quartz-topped island with seating, surrounded by stainless steel appliances, five-burner gas cooktop, range hood, designer backsplash, and CUSTOM CABINETRY. Don’t miss the custom pantry and the built-in buffet, offering both elegance and ample storage. Adjacent to the kitchen is a cozy café-style dining nook and a stylish powder room, rounding out the main level’s welcoming and functional layout. On the third level, the primary suite offers luxury and retreat—featuring room for a king bed, dual walk-in closets with custom organizers, and a spa-like bath with soaking tub, double vanities, and a glass-enclosed shower. Two additional bedrooms with custom closets, a full bath, a linen closet, and a laundry area complete this level. The top-floor loft is the ULTIMATE BONUS SPACE—perfect for a media lounge, second home office, or "MAN CAVE" as it is now. From here, step out to your private rooftop terrace, an outdoor oasis offering courtyard views, a gas line for a fire table, and a hose bib for your rooftop garden or plant care. It's truly the ultimate space to relax, unwind, and entertain. All of this in the award-winning Potomac Shores community, where the $200/month HOA includes high-speed internet, trash service, and access to incredible resort-style amenities: three pools, the Shores Club Fitness Barn, 9+ miles of wooded trails, Tidewater Grill, and the Jack Nicklaus Signature Golf Course. Enjoy the canoe/kayak launch, community gardens, and a thriving calendar of social events. Families benefit from the nearby Ali Krieger Sports Complex, top-rated schools, and the exciting addition of the future VRE station and Town Center—all just moments away.
Source: BRIGHT #VAPW2096400
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2096400
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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