1 of 40
$315,000
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205 Cimarron Dr, Kissimmee, FL 34759

3 beds · 2 baths · 1,383 sqft

Welcome Home! This move-in ready, single-story home offers the perfect blend of modern design, comfort, and efficiency. Built in 2022, this energy-efficient 3-bedroom, 2-bath home showcases a spacious open-concept layout filled with natural light and contemporary finishes. Enjoy peace of mind with builder warranties still in place from LGI Homes. The kitchen is both stylish and functional, featuring granite countertops, stainless steel appliances, 36” upper cabinets with crown molding, and brushed nickel hardware—perfect for everyday living or entertaining. The private primary suite includes a walk-in closet and a beautifully appointed en-suite bathroom. Step outside through sliding glass doors to the covered back patio, ideal for your morning coffee or evening relaxation. Additional highlights include a two-car garage, extended driveway parking, and modern lighting fixtures throughout, a water filtration system for the entire house. Located in the amenity-rich Association of Poinciana Villages, you'll enjoy access to parks, pools including an indoor Olympic size pool, state of the art fitness center, playgrounds, sports courts, and more: definitely is a life style worth belonging to. Don’t miss the opportunity to make this well-maintained home yours—schedule a private tour today!

1,383 sqft
7,998.0 sqft
Single Family
Built in 2022
2 car garage
Air conditioning
Shared pool
Estimated
Seller's interest rate
5.37%
7%
Estimated
Monthly payment

$2,530
$2,834
You may also save up to $98,401 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $2,834 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
5.37%
Remaining term
26 yrs and 11 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,530
Principal & interest
$1,741
Mortgage insurance
$220
Property taxes
$191
Home insurance
$286
HOA fees
$90
Utilities
Not included

Source: Public records

Home details
Size
1,383 sqft
Lot size
0.18 acres
Year built
2022
Type
Single Family Residence
HOA dues
$90.00

Source: STELLAR #O6321002

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 12, 2025 01:07 pm
Listing agent: Monica Cuervo (407) 701-3095
Listing provided courtesy of: EXP REALTY LLC (888) 883-8509
Details provided by STELLAR and may not match the public record.
MLS ID: #O6321002
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Est. seller's rate
5.37%
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