Luxury, land, and lifestyle come together in this stunning single-story custom estate tucked inside the coveted Maravilla Estates of Aledo. Set on two immaculate acres and zoned to top-rated Aledo ISD, this home delivers refined design, thoughtful functionality, and high-end craftsmanship at every turn. From the moment you step inside, elevated finishes set the tone—engineered hardwood floors, statement lighting, and premium cabinetry throughout the main living spaces. The great room is a showstopper, featuring soaring vaulted ceilings with exposed beams and a striking brick fireplace that anchors the space. It flows seamlessly into the chef’s kitchen, where an oversized quartz island, farmhouse sink, double ovens, and extensive storage make entertaining effortless. A generous dining area nearby invites both everyday meals and special gatherings. The primary suite is a true retreat, offering spa-inspired relaxation with custom pecan cabinetry, dual vanities, an oversized rainfall shower, and a soaking tub enhanced with integrated red-light therapy. Three additional bedrooms provide flexibility, including one with a private bath—ideal for guests or multigenerational living. Work and play are equally well-appointed here. A front home office features floor-to-ceiling custom built-ins with quartz surfaces, while a dedicated media room is pre-wired for immersive theater sound. Step outside to the screened, tiled patio—perfect for al fresco dining—then explore the expansive grounds complete with a 30x40 red-iron workshop, a 12x20 storage building, and wide-open space to enjoy. The oversized three-car garage includes a climate-controlled bay for hobbies, plus a Tesla charging station for modern convenience. Jellyfish exterior lighting around the entire exterior completes the package. Homes of this caliber, on acreage, in Maravilla Estates are rarely available. Schedule your private tour and experience this exceptional property in person.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
