1 of 54
$427,900
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2035 Mayflower Dr, Woodbridge, VA 22192

3 beds · 3 baths · 1,856 sqft

Brand New Kitchen with Upper End Cabinets. Brand New Porcelain Flooring. Upper Floors VERY Nice Hardwood. THIS home is positively the one. Everything. This 3 bed / 2.5 bath Townhome backs up to the woods with several outdoorsy type walking trails. The Large Living Room/Dining Room area sits at the back of the home with a view to the woods to provide privacy. There is a nice sized eat-in area off of the kitchen. The home has plenty of storage areas on the lower level; under the stairs; and in the attic. The Laundry has a deep well sink and easy access to mechanical items. The Primary Bedroom is one of the largest rooms in the home. The upper floor has three great bedrooms with plenty of closet space, a large hallway, and oversized linen closet. There are two full baths on the upper level as well. The Finished Lower Level of the home boasts a very large room with plenty of privacy. With a Fenced In Back Yard and a great location near all amenities this spacious Townhome is sure to provide you everything you want in a great neighborhood, directly near everything you need. CALL for further information. I am happy to help. Both assigned Parking Spaces are directly at the Front Door. This is very important. Many things fade into the background of life when you own a home. Easy, immediate access to your front door is something that matters always. Thousand Oaks is among the most desirable Townhome Neighborhoods in Lake Ridge with access to a very nice pool and a jogging and bike path. You're literally minutes to anything you need including - Restaurants - Grocery stores - Personal services - Walk-in emergency care center - Community pool - Ride-Share parking lot - Multiple bus routes - Veterinarian - Hair salons - Banking - Gas stations - Four different fast-food restaurants and - Historic Downtown Occoquan. HOME WARRANTY. YOU'RE ALL SET

Estimated
Seller's interest rate
4.75%
7%
Estimated
Monthly payment

$2,282
$2,609
You may also save up to $90,617 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,609 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
4.75%
Remaining term
23 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,282
Principal & interest
$1,454
Mortgage insurance
$197
Property taxes
$363
Home insurance
$146
HOA fees
$120
Utilities
Not included

Source: Public records

Home details
Size
1,856 sqft
Lot size
0.03 acres
Year built
1972
Type
Townhouse
HOA dues
$120.00

Source: BRIGHT #VAPW2096136

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 19, 2025 11:18 pm
Listing agent: Roger Laing (202) 210-1033
Listing provided courtesy of: Samson Properties (703) 378-8810
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAPW2096136
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
4.75%
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