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201 Anchor Cv, Stafford, VA 22554
5 beds · 4 baths · 3,462 sqft
Welcome to 201 Anchor Cove – Your Sanctuary in the Heart of Aquia Harbour Nestled on a peaceful cul-de-sac in the desirable gated community of Aquia Harbour, this beautifully maintained 3-level Colonial offers the perfect blend of comfort, elegance, and privacy. From the charming curb appeal to mature trees and an expansive backyard backing to Aquia Creek, every detail of this home invites you to unwind. Inside You'll Find a bright, sun-filled layout with vaulted ceilings and large windows plus open-concept kitchen with granite countertops, and ample storage – ideal for entertaining. Spacious living and family rooms, including a cozy gas fireplace. A private primary suite featuring a walk-in closet and a luxuriously upgraded bathroom with stunning finishes. Additional bedrooms with generous space and tastefully upgraded flooring and bathroom features. A fully finished walkout basement with bedroom, bonus room, and full bath. Outdoor Living features a large deck with both covered and open areas. Fenced backyard backing to nature and creek access – perfect for gatherings or peaceful mornings. Spacious 2-car garage, updated roof, and newer carpet throughout. We warmly invite you to visit and experience the upgraded finishes and exceptional charm of this home for yourself. Don’t miss this opportunity
Source: BRIGHT #VAST2038946
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAST2038946
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.