2004 Deer Meadow Ct, Midlothian, VA 23112
3 beds · 2 baths · 1,508 sqft
Welcome to 2004 Deer Meadow Ct., a charming single-family abode nestled in the heart of Brandermill, offering an exquisite blend of comfort and style. This delightful home boasts three bedrooms and two modern bathrooms, spread across a generous 1,448 sqft of living space. The interior is adorned with new carpet and flooring, complemented by stunning light fixtures that illuminate every room. The kitchen dazzles with granite countertops and stainless steel appliances, perfect for culinary adventures. Dishwasher was replaced in 2024. Large windows flood the space with natural light, enhancing the home's inviting atmosphere. Outside, the property transforms into a private oasis with a beautifully landscaped and fenced backyard, complete with a back deck and a cozy fire pit for tranquil evenings. A unique she shed/office provides creative possibilities for work, hobbies or extra storage. Other updates include a new HVAC in 2022 and new carpet! Brandermill’s community is unparalleled in its design, nestled next to the picturesque 1,700-acre Swift Creek Reservoir. Enjoy numerous amenities, including 15 miles of scenic paved trails and The Boating Center, where you can rent paddleboats, sailboats, and more. Delight in breathtaking sunsets and indulge in fine dining at nearby Sunday Park. This home not only fulfills practical needs but also promises a fulfilling lifestyle filled with adventure and relaxation. Market ready with prelisting inspections complete and any repairs needed have been addressed by a licensed contractor. Schedule a viewing today to explore the possibilities and make 2004 Deer Meadow Ct. your forever home!
Source: CENTRALVIRGINIA #2514156
Source: CENTRALVIRGINIA #2514156
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.