Sign in to see required down payment for the 3.96% rate
20 Glenbogle Ln, Stafford, VA 22556
5 beds · 6 baths · 3,892 sqft
Welcome to 20 Glenbogle Lane, Stafford, VA – A Truly Inviting Family Home! NO HOA - Only 3 homes in the street! This stunning home, built by renowned Atlantic Builders in 2017, is nestled on nearly 4.5 acres in a peaceful, sought-after area of Stafford. Offering a perfect blend of comfort, style, and convenience, this home is like new and provides an ideal space to call home. Whether you’re looking for a cozy retreat or an entertainer’s dream, 20 Glenbogle Lane is ready to welcome you with open arms! Boasting 5 spacious bedrooms and 5.5 well-appointed bathrooms, this home offers ample room for family living and guests. The expansive open floor plan features soaring 10-foot ceilings throughout, creating an airy, inviting atmosphere that enhances the feeling of space and openness. Upgraded trim details and elegant arched doorways add a touch of sophistication to every room. The heart of the home is the chef-inspired kitchen, complete with modern appliances, abundant counter space, and a convenient island—making meal preparation and entertaining a breeze. A bright, sun-drenched sunroom off the kitchen offers the perfect spot to enjoy your morning coffee or relax while taking in views of the lush surroundings. The multiple living areas provide flexibility to host gatherings or enjoy quiet moments, whether it’s a cozy evening by the stunning stone fireplace or a fun movie night. With whole house air filtration, a surge protector, and HDMI throughout, the home offers added comfort and convenience for modern living. The generously sized bedrooms are designed to provide a peaceful retreat with plenty of storage for your belongings. Need more space? The basement includes a potential 6th bedroom (built to code) requiring only drywall and flooring to finish, plus a full bathroom—perfect for guests, extended family, or as a private retreat. Step outside and enjoy your private backyard oasis, situated on almost 4.5 acres of lush greenery. Surrounded by well-maintained landscaping, the expansive outdoor space is perfect for gardening, outdoor activities, or simply unwinding after a long day. This home also features energy-efficient solar panels, reducing utility costs while promoting sustainable living—enjoy lower electricity bills and a smaller carbon footprint. Located just minutes from schools, shopping, dining, and major commuter routes, 20 Glenbogle Lane offers easy access to all that Stafford has to offer. The home has been meticulously maintained and thoughtfully updated, ensuring it's move-in ready and like new for its next owners. Don’t miss the opportunity to make this charming property yours. Schedule a tour today and experience the warmth, elegance, and comfort that 20 Glenbogle Lane has to offer. Your new home awaits!
Source: BRIGHT #VAST2036672
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAST2036672
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

No commitment required to start