2 Pebble Hill Ct SE, Cartersville, GA 30120
4 beds · 4 baths · 2,930 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this beautiful 4 bedroom, 3.5 bath home located in the highly desirable neighborhood of The Reserve at Pettit Creek in Cartersville. This stunning home offers a spacious layout with plenty of room for your family to grow and entertain. The main level features a large kitchen with elegant granite countertops, new stainless steel appliances, and ample cabinet space and pantry. A separate dining room provides the perfect space for family meals, while the office offers a quiet retreat for remote work or study. Upstairs, you'll find all four generously sized bedrooms, including an oversized master suite that serves as the perfect private retreat. The master bedroom includes a large walk-in closet and a en-suite bathroom. Each of the additional bedrooms also offers spacious walk-in closets, ensuring plenty of storage space for everyone. This home is on a cul-de-sac corner lot, providing extra privacy and a peaceful atmosphere. Located in a highly sought-after school district, this home is ideal for families. Don’t miss the opportunity to own this wonderful property in a neighborhood that offers both convenience to downtown Cartersville and so much charm.
Source: FMLS #7544639
Source: FMLS #7544639
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.