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19912 E 36th St S, Broken Arrow, OK 74014
3 beds · 3 baths · 1,733 sqft
Extensively Updated in Steeplechase with Premium Upgrades and Wagoner County Taxes! Set on a spacious lot just minutes from the Creek Turnpike, this beautifully maintained home offers a long list of recent improvements—including a brand-new front patio, whole-home water filtration system, in-Garage storm shelter, newer roof (2021), and newer AC unit (2022). Most major systems were fully updated during a full renovation in 2021, ensuring peace of mind. Step inside to a bright, open layout that begins with the airy Dining Area and flows into the charming Kitchen, featuring stainless steel appliances, granite countertops, and a Pantry. The adjacent Family Room offers generous space, complete with a sleek fireplace and abundant natural light. The private Primary Suite is tucked away on the main level, featuring dual closets and an en suite Full Bathroom with dual vanities and a separate shower. A stylish Half Bathroom and Utility Room complete the downstairs. Upstairs offers flexibility with two large Bedrooms, a Full Bathroom, and an expansive Game Room outfitted with built-ins and a convenient wet bar. Outside, enjoy the fully fenced Backyard with mature trees, a spacious deck, and room to relax or entertain.
Source: MLSTECHNOLOGY #2527136
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSTECHNOLOGY #2527136
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

No credit check. Takes 2 minutes.