Tucked inside the peaceful Windsor Farms community, this move-in-ready 3-bedroom, 2-bath home blends quiet country living with the small-town charm Conway is known for, while still being an easy 30-minute drive to the beaches, restaurants, and entertainment of Myrtle Beach. Inside, you’ll enjoy a modern, open layout with a bright kitchen featuring stainless steel appliances and plenty of counter space for cooking and entertaining. The primary suite offers a relaxing retreat with dual vanities and a spacious master bath. Step outside and enjoy your own private backyard oasis. The upgraded hardscape and landscaping give the home great curb appeal, and the fully fenced yard is perfect for pets, kids, or outdoor gatherings. The concrete patio is ideal for grilling or unwinding at the end of the day while watching those beautiful Coastal Carolina sunsets. Windsor Farms is a friendly, walkable neighborhood with sidewalks and street lights for evening strolls. As the community continues to grow, residents will enjoy fully stocked ponds, perfect for fishing. Windsor Farms also features common areas; peaceful spots to relax, take a break, or gather with neighbors and enjoy the outdoors. You will absolutely love the unique, family friendly character and community vibe of Conway. The town transforms into "Halloween Town" every October and into a magical "Christmas Town" during the holidays, hosting wonderful events like the Rivertown Christmas and the Celebration of Lights, complete with a Christmas Market! Enjoy the quiet pace of Conway, while knowing that the endless dining, entertainment, and beaches of Myrtle Beach are just a short drive away. Stroll the scenic Riverwalk along the Waccamaw River and enjoy the local shops and dining in the charming, oak tree lined downtown. Top-tier medical care is nearby as well - 20 minutes to a Level III trauma center (Conway) and 40 minutes to a Level I trauma center (Grand Strand). Don't miss this chance to own a piece of peaceful country living with room to grow, all while having quick access to the beach and the heart of one of South Carolina's most beloved communities. Schedule your showing today and start living the Conway life!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
