1 of 56
$815,000
SIGNIN

Sign in to see required down payment for the 5.09% rate

19599 Aspendale Sq, Ashburn, VA 20147

3 beds · 4 baths · 2,802 sqft

Spacious Upgraded Home in Belmont Country Club! Enjoy 2,800 sq ft of luxurious living space in one of Ashburn’s most prestigious communities, featuring an all-new renovated kitchen, chic updated lighting, and a versatile lower level with potential 4th bedroom and bath. Owner has spent over $100,000 in upgrades!! Arrive into the gated Belmont community with professional landscaping maintained by the HOA, no homeowner mulching or mowing required. Inside, the foyer opens to your formal entertaining spaces, showcasing high-end light fixtures and rich hardwood floors that continue throughout the main and upper levels. The bright, airy open floor plan creates a relaxed environment for both entertaining and everyday living. A stone feature wall leads into the kitchen and family room, where a fireplace flanked by bright windows invites conversation and cozy movie nights. The designer kitchen has been completely renovated top to bottom, featuring a stunning waterfall island, quartz countertops, tile backsplash, new cabinets and hardware, and an all-new LG appliance package. An extended bump-out with vaulted ceiling and skylight functions as a charming breakfast nook with direct access to the deck for easy grilling and entertaining. Outside, the sunny west-facing deck and large paver patio capture beautiful sunset colors, backing to mature landscaping for added seclusion. The main level also includes a thoughtfully placed powder bath and coat closet near both the entry and the attached 1-car garage. Sophisticated millwork and lighting guide you upstairs to the top level, where you'll find a luxurious primary suite with an airy cathedral ceiling, large walk-in closet, and a well-appointed bath featuring a jetted corner tub, double sink vanity, and separate shower. Two secondary bedrooms share a full hall bathroom, while the laundry room with upgraded front-loaders is conveniently located near the bedrooms. The finished recreation room in the lower level provides more versatile living and entertaining space and includes an egress window that could be used to create a 4th legal bedroom. A large unfinished storage room has rough-in ready for a bathroom or a bar. Other recent updates include new roof 2025, fresh paint throughout, new Schlage Encode smart door locks front and back, a NEMA 14-50 outlet for EV charger in the garage, and new EnviroAire filters in both HVAC systems. The sought-after Belmont Country Club community features an Arnold Palmer-designed 18-hole golf course, 35,000 sq ft clubhouse with historic Virginia-inspired architecture, multiple pools, tennis, basketball and volleyball courts, playgrounds, walking trails, fitness center, and the historic Belmont Manor Home. Residents enjoy full access to country club dining, social programs, and high-speed internet and cable TV included with HOA. Located close to highly rated schools, major shopping centers, diverse dining options, parks, and regional trails, this home offers convenient commuting via surrounding roads and highways with easy access to all that Northern Virginia has to offer. Experience refined living and exceptional community amenities in this thoughtfully upgraded Belmont Country Club home.

Estimated
Seller's interest rate
5.09%
7%
Estimated
Monthly payment

$5,142
$5,877
You may also save up to $238,699 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $5,877 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
5.09%
Remaining term
27 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$5,142
Principal & interest
$3,487
Mortgage insurance
$455
Property taxes
$597
Home insurance
$278
HOA fees
$323
Utilities
Not included

Source: Public records

Home details
Size
2,802 sqft
Lot size
0.07 acres
Year built
2005
Type
Townhouse
HOA dues
$323.18

Source: BRIGHT #VALO2095688

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 15, 2025 05:21 pm
Listing agent: Jean K Garrell (703) 599-1178
Listing provided courtesy of: Keller Williams Realty (703) 669-0099
Details provided by BRIGHT and may not match the public record.
MLS ID: #VALO2095688
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
5.09%
How it works

No commitment required to start